Privacy Policy

Crecimento, LLC

Effective Date: February 15, 2026

1. Overview

This Privacy Policy explains how Crecimento, LLC (“Crecimento,” “Company,” “we,” “us,” or “our”) collects, uses, discloses, and protects personal information in connection with the website located at http://www.crecimento.com (the “Site”) and our educational publications and materials (collectively, the “Materials”).

This Privacy Policy is incorporated by reference into, and forms part of, the Company’s Terms of Use. By accessing or using the Site, purchasing Materials, or otherwise interacting with us, you acknowledge that you have read and understood this Privacy Policy.

2. Information We Collect

We collect personal information from three sources: (a) information you provide, (b) information collected automatically, and (c) information from third parties.

2.1 Information you provide.

• Contact information: name, email address, phone number (if provided).
• Purchase and account information: billing address, purchase history, order confirmations, and any account credentials if we offer accounts.
• Communications: messages you send to us (e.g., support requests, feedback, or inquiries).

Payment information: Payments are processed by third-party payment processors. We do not store full payment card numbers. Our payment processors provide us with transaction details necessary for accounting and support, such as payment status, transaction ID, payment method type, and (where available) the last four digits of the payment card, but not the full card number.

2.2 Information collected automatically.

• Log and device data: IP address, browser type, device identifiers, operating system, and time zone.
• Usage data: pages viewed, links clicked, referring URLs, and general interaction data.
• Approximate location: we may infer approximate location from your IP address.

2.3 Information from third parties.

• Payment processors and commerce platforms: purchase confirmations and fraud-prevention signals.
• Service providers (e.g., analytics, hosting, email delivery): technical information used to provide and improve the Site.

3. How We Use Personal Information

We use personal information for the following purposes:

• Provide the Site and deliver Materials, including fulfilling purchases and providing access to content.
• Process transactions, send receipts, and provide customer support.
• Communicate with you about your account, purchases, updates to Materials, and changes to our policies.
• Improve and maintain the Site and Materials, including analytics, debugging, and performance monitoring.
• Protect the security and integrity of the Site (e.g., detecting fraud, preventing abuse, and enforcing our Terms).
• Comply with legal obligations and respond to lawful requests.

Marketing communications: If you sign up for updates or otherwise consent to receive marketing messages, we may send you emails about new publications or services, as described in our Terms of Use. You can opt out at any time by using the unsubscribe link in our emails or by contacting us.

4. Cookies and Similar Technologies

We use cookies and similar technologies (e.g., pixels, local storage) to operate the Site, remember preferences, analyze Site usage, and enhance functionality.

4.1 Types of cookies we may use.

• Strictly necessary cookies: required for core Site functions and security.
• Preference cookies: remember settings and choices (e.g., language or region).
• Analytics cookies: help us understand how the Site is used so we can improve it.
• Marketing cookies (if enabled): help measure campaign performance or deliver relevant content.

4.2 Your choices. You can control cookies through your browser settings. Where required by law (for example, in the EU/UK), we will request your consent before placing non-essential cookies and provide a way to change your preferences. In relevant jurisdictions, we obtain consent for non-essential cookies via a banner or preference center when you first visit our Site.

4.3 Do Not Track and opt-out preference signals. Some browsers offer “Do Not Track” settings or other opt-out preference signals. While we do not sell personal information, we will process and comply with recognized opt-out preference signals (such as the Global Privacy Control) where required by applicable law and as technically feasible for our systems.

5. How We Share Personal Information

We may share personal information in the following circumstances:

• Service providers: vendors that help us operate the Site and deliver Materials (e.g., payment processing, hosting, analytics, email delivery, customer support).
• Legal and compliance: when required to comply with law, regulation, legal process, or government request; or to protect the rights, property, and safety of the Company, our users, or others.
• Business transfers: in connection with a merger, acquisition, financing, reorganization, or sale of all or part of our business or assets.

We require service providers to protect personal information and to use it only for purposes consistent with providing services to us.

6. International Data Transfers

We are based in the United States and may process and store personal information in the United States and other countries where our service providers operate. If you are located outside the United States, your personal information may be transferred to jurisdictions that may not provide the same level of data protection as your home country.

Where required by law (including for EU/UK transfers), we rely on appropriate safeguards for cross-border transfers, such as standard contractual clauses or other lawful mechanisms.

7. Data Retention

We retain personal information only for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, to comply with legal obligations, resolve disputes, and enforce our agreements. Retention depends on the type of information and why we collected it.

In general, we apply the following retention periods or criteria:

• Purchase records (e.g., invoices, receipts): typically retained for up to 7 years for accounting and tax purposes.
• Customer support communications: typically retained for up to 3 years after resolution.
• Marketing lists: retained until you unsubscribe or request deletion, and then for a limited period to honor your preferences.
• Security logs and technical data: typically retained for up to 12 months, unless required longer for security investigations or legal obligations.
• Account information (if accounts are offered): retained while your account is active and for a reasonable period thereafter.

8. Your Privacy Rights and Choices

Depending on where you live, you may have rights regarding your personal information, including the right to request access, correction, deletion, portability, or to object to or restrict certain processing.

8.1 How to exercise your rights.

To submit a request, email us at info@crecimento.com with the subject line “Privacy Request.” Please include your name, the email address associated with your account or purchase (if any), and the request you want to make.

We may need to verify your identity before responding. If you use an authorized agent (where permitted by law), we may require proof of authorization and additional verification.

We will respond within the timeframes required by applicable law. If we cannot fulfill your request, we will explain the reason, subject to legal limitations.

8.2 Marketing communications.

You can opt out of marketing emails at any time by using the unsubscribe link in the email or by contacting us. Even if you opt out, we may still send you non-marketing messages about purchases, account administration, or legal notices.

8.3 California (CCPA/CPRA) disclosures.

If you are a California resident and the California Consumer Privacy Act (as amended) applies to our processing, you may have the right to: (a) know what personal information we collect, use, disclose, and share; (b) request deletion; (c) request correction; (d) opt out of the sale or sharing of personal information (if applicable); (e) limit the use and disclosure of sensitive personal information (if applicable); and (f) not be discriminated against for exercising your rights.

We do not sell personal information. We do not engage in cross-context behavioral advertising as defined under the CCPA/CPRA. If our use of third-party cookies or analytics is deemed “sharing” under applicable law, you may opt out by adjusting your cookie preferences (where available), by submitting a privacy request as described in Section 8.1, or through recognized opt-out preference signals (such as the Global Privacy Control) where required by law and as technically feasible for our systems.

8.4 EU/UK (GDPR) information.

If you are located in the European Economic Area or the United Kingdom, we process personal data only when we have a lawful basis, such as: (a) to perform a contract with you (e.g., fulfilling a purchase), (b) to comply with a legal obligation, (c) for our legitimate interests (e.g., securing and improving the Site), or (d) with your consent (e.g., certain cookies and marketing, where required). Where we rely on legitimate interests, we have considered and balanced those interests against your privacy rights. Examples include network security, fraud prevention, and direct marketing of similar services to existing customers, where permitted by applicable law.

EU/UK users may have the right to access, correct, delete, restrict, or object to processing, and the right to data portability. You also have the right to withdraw consent at any time where processing is based on consent. You may lodge a complaint with your local data protection authority.

9. Data Security

We implement reasonable administrative, technical, and organizational safeguards designed to protect personal information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

10. Third-Party Links

The Site may contain links to third-party websites. This Privacy Policy does not apply to third-party sites, and we are not responsible for their privacy practices. We encourage you to review the privacy policies of any third-party sites you visit.

11. Children’s Privacy

The Site is not intended for individuals under 18 years of age, and we do not knowingly collect personal information from children.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will post the updated policy on the Site and update the “Last Updated” date above. If changes are material, we may provide additional notice as required by law.

13. Contact Information

If you have any questions about this Privacy Policy or our privacy practices, contact us at:

Crecimento, LLC
Email: info@crecimento.com
Address: 221 Main Street, #1124, Los Altos, CA 94023
Website: http://www.crecimento.com

Appendix A (Summary of Categories of Personal Information)

This summary is provided for transparency and may not apply in all jurisdictions.